MoonPay Adds Kamino Lending to Its AI-Powered PayBox on Solana

According to BlockchainReporter, MoonPay has integrated the Solana lending protocol Kamino into its PayBox product. Reported on August 27, the integration allows eligible users to lend assets or borrow against collateral through conversational interfaces using ChatGPT or Claude. Instead of creating a new loan product, the feature provides a conversational route into Kamino's existing markets and transaction flow.

BlockchainReporter notes that users can require passkey approval for every transaction or permit the AI agent to operate within preset limits. The natural-language interface does not alter the risks of DeFi lending, as liquidators may still seize collateral if it falls below Kamino's required threshold, and execution errors remain a concern.

Access to the new feature is geographically restricted. BlockchainReporter states that the integration is unavailable in the United States, the United Kingdom, the European Union, and Australia, with availability varying by asset and jurisdiction. MoonPay has not disclosed a timetable for expanding eligibility beyond currently permitted markets.